Risk-free consumer debt recovery with zero upfront fees.
Simple, transparent, professional consumer debt recovery services. Stay up to date and track your case online with an industry leading client portal. Let our experienced team save you time, money and stress.
We only earn on what we collect with our fixed commission fee service.
We only earn on what we collect with our fixed commission fee service.
How we help with consumer debt.
Consumer debt relates to any debt not related to a business-to-business transaction. Most commonly it is between either 2 people or owed by an individual to a business. This can take many forms including personal loans to rental arrears to not paying for goods or services intended for personal/ household use. If the debt is personal (not business related), it is a consumer debt.
Consumer debts often require a different approach and strategy than business debts. We have several tools at hand including the ability to accurately trace a debtor's most recent contact details and assess their financial situation. In these types of cases, persistency is key and with our proven strategies, we will do all we can to ensure your debt is kept at the forefront of your debtor's mind.
What we do.
Ayom Debt Recovery works to alleviate pressure and stress of chasing non-paying debtors. We make consistent contact via several communication methods to secure full repayment of your debt. If you have any existing judgements for the debt, these can be utilised in the process.
level guarantee.
Our experienced team have heard every delay tactic, excuse, and objection in our over ten-year history. We have the knowledge to ensure an efficient, professional service, securing a result, in full, as quickly as possible. Our methods ensure that your debt does not go unanswered or unacknowledged.
Award-winning team.
Operating for over a decade, Ayom have assisted tens of thousands of clients both in the UK and overseas. We've reunited clients with their money back in every conceivable fashion from small personal debts to customers failing to pay for products or services of all types and sizes. Our award-winning team and strategies have helped us become the go to choice for commercial debt recovery in the UK.
Online sign up.
Action your cases free today. Simply sign up and supply the debt details.
Our process can be completed entirely online in minutes. Our client portal and your case details can all be processed on our website, saving you time and allowing us to get started as soon as you upload all the details.
Get Started TodayWhy choose Ayom?
Fixed fee collection.
We charge no upfront fees and only earn on what we collect with set collection fees.
If we collect nothing, we get nothing. We only take our percentage from the money we collect (not upfront like many debt collectors), meaning we are encouraged to seek full repayment and fast.
Innovative client portal.
Get 24-hour access to your cases with our industry leading client portal.
Our client portal has been developed to provide a transparent and easy to understand process. From your portal you can see what we've done and how much we've collected. It's also possible to upload more evidence or even add new debts instantly.
Dedicated support team.
If you require additional support, our team are on hand.
While we pride ourselves on our fantastic client portal, we are still available via email and telephone to answer your queries or talk you through the process if you need us. Don't hesitate to get in touch.
Full transparency.
See exactly what has been collected and when to expect your payment on your portal.
Ayom want to provide the best experience in our industry and to do so our product and service is designed to be as straightforward and transparent as possible. No hidden charges, no surprises.
International service.
We can collect debts from both UK based or oversea debtors.
Whether you or your debtor are UK based or overseas, our strategies are still effective at securing a result. If you have details of your debtor's whereabouts, we can and will get in contact with them.
Protect your reputation.
Our strategies and agents recover your money with the upmost professionalism.
While you want your debt recovering, we know you won't that doing so at the cost of your reputation. Our team execute their work with pride in professionalism, recovering unpaid debts without drama or disruption.
Save time.
Chasing debts takes time and effort. Our team make contact as often as legally possible via several methods; seeking to overcome any delay tactics quickly. Don't let debtors take your precious time away from you.
Save money.
With no upfront fee, Ayom Debt Recovery provides a zero-risk approach to debt recovery. Avoid court fees and high court enforcement fees with our simple, fixed collection fees. If we don't collect, you pay nothing.
Reduce stress.
Alongside making contact, speaking to debtors can put unnecessary stress on you. Knowing the matter is being handled by experts allows you peace of mind without exposing yourself to possible arguments and disagreements.
How it works.
Using our professional service is as simple as 1 - 2 - 3.
1
Sign up online for a free account and provide the details of all debts to be recovered.
2
Let us get to work and check the status of your cases on your portal.
3
Upon successful collection, you will receive your recovered debt.
Trace.
We can find absconded debtors or find contact information such as new phone numbers or emails to maintain communication.
Contact.
Our team persistently remind your debtor of the situation, overcoming excuses, delay tactics and objections.
Recover.
We will seek either a full repayment or an appropriate repayment plan to get the best result for you.
Testimonials.
Case studies.
Ayom legal team speeds up £50,000 debt recovery process
Ayom recently managed to secure over £50,000 for a European company whose debtor was based here in the UK. Ayom works on a number of cases each day for debtors in and outside of the UK. Likewise our customers come to us from around the world. In this case the supplier was an EU company who had supplied goods and services to the debtor. The debtor refused to pay their invoices and tried to avoid payment.
Advice from our legal team on the debt recovery process is essential. They have the knowledge to refute disputes like this. They also know what outcomes are likely for both debtor and client. Their knowledge informs our debt collectors and assists our strategies.
Partners & affiliations.
